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For most people who receive a paycheck, disposable income is the net amount they receive in their check. Discretionary Income On the other hand, discretionary income is the amount of income a household or individual has to invest, save, or spend after taxes and necessities are paid.

Discretionary income is what people use to pay for entertainment, luxury items, vacations, and recreation. Discretionary income is derived from disposable income and therefore there are many similarities between the two income types.

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Necessities a Housewives looking casual sex IL Mascoutah 62258 or individual may have are rent, clothing, food, bill payments, goods and services, and other typical expenses. Disposable income is higher than discretionary income within the same household because expenses of necessary items are not removed from the disposable income.

Both measures can be used to project the amount of consumer spending.

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This is a 4. Primary care physicians in Tarrytown, NY see patients per year on average, which represents a 1.

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In-service training for our employees.